{"id":61212,"date":"2022-01-31T00:00:00","date_gmt":"2022-01-30T23:00:00","guid":{"rendered":"https:\/\/vinklad.se\/?p=61212"},"modified":"2022-06-28T21:38:02","modified_gmt":"2022-06-28T19:38:02","slug":"svart-fa-ihop-kalkylen-for-ny-bostad-efter-separation","status":"publish","type":"post","link":"https:\/\/vinklad.se\/index.php\/2022\/01\/31\/svart-fa-ihop-kalkylen-for-ny-bostad-efter-separation\/","title":{"rendered":"Sv\u00e5rt f\u00e5 ihop bokalkylen efter separationen"},"content":{"rendered":"<p>Under 2021 kom det in 28 611 ans\u00f6kningar om skilsm\u00e4ssa till Domstolsverket vilket \u00e4r n\u00e5got f\u00e4rre \u00e4n under 2020 (31 834).<br \/>\n\u2013 Men gick det sen? SBAB har kartlagt m\u00f6jligheten f\u00f6r par med tv\u00e5 minder\u00e5riga barn att efter en separation kunna k\u00f6pa varsin trea i Sveriges 25 st\u00f6rsta kommuner.<\/p>\n<p><strong>N\u00e5gra slutsatser:<\/strong> F\u00f6r en kvinna med medianinkomst g\u00e5r kalkylen inte ihop i n\u00e5gon av Sveriges 25 st\u00f6rsta kommuner. En man kan f\u00e5 ihop kalkylen och k\u00f6pa en trea i sju av dessa kommuner &#8211; G\u00e4vle, V\u00e4ster\u00e5s, Sundsvall, Kristianstad, V\u00e4xj\u00f6, Bor\u00e5s och Karlstad.Ber\u00e4kningen utg\u00e5r fr\u00e5n en man och en kvinna med medianinkomst och vilken m\u00f6jlighet de har att kunna klara av bankens kreditpr\u00f6vning vid k\u00f6p av en trea till medelpris. Separationen antas ske i \u00e5ldern 40\u201349 \u00e5r.<\/p>\n<div>\n<p>&#8211; Att hitta tv\u00e5 bost\u00e4der i samma omr\u00e5de och g\u00e4rna i anslutning till det tidigare gemensamma hemmet \u00e4r bara det en stor utmaning. Speciellt sv\u00e5rt \u00e4r det om utbudet \u00e4r s\u00e5 l\u00e5gt som det varit nu under pandemin. Eftersom nyproduktion faller bort som alternativ vid sidan av de rent ekonomiska begr\u00e4nsningarna kan man ocks\u00e5 s\u00e4ga att separerade inte har tillg\u00e5ng till hela bostadsmarknaden, s\u00e4ger Claudia W\u00f6rmann.<\/p>\n<p><strong>Underlag till ber\u00e4kningarna som tagits in i kreditpr\u00f6vningen<\/strong><\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Kommun <\/strong><\/td>\n<td><strong>Medelpris 3:a <\/strong><\/td>\n<td><strong>Kontantinsats <\/strong><\/td>\n<td><strong>Medianinkomst M\u00e4n<\/strong><\/td>\n<td><strong>Medianinkomst<\/strong><\/p>\n<p><strong>Kvinnor<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Stockholm<\/strong><\/td>\n<td>5 550 000<\/td>\n<td><strong>832 500<\/strong><\/td>\n<td>41\u00a0370<\/td>\n<td>36 015<\/td>\n<\/tr>\n<tr>\n<td><strong>Nacka <\/strong><\/td>\n<td>4\u00a0252 500<\/td>\n<td><strong>637 875<\/strong><\/td>\n<td>48 300<\/td>\n<td>40 635<\/td>\n<\/tr>\n<tr>\n<td><strong>Botkyrka <\/strong><\/td>\n<td>2\u00a0595 000<\/td>\n<td><strong>389 250<\/strong><\/td>\n<td>32 130<\/td>\n<td>27\u00a0825<\/td>\n<\/tr>\n<tr>\n<td><strong>Huddinge<\/strong><\/td>\n<td>3\u00a0240 000<\/td>\n<td><strong>486 000<\/strong><\/td>\n<td>39\u00a0690<\/td>\n<td>34\u00a0440<\/td>\n<\/tr>\n<tr>\n<td><strong>G\u00f6teborg<\/strong><\/td>\n<td>3\u00a0555 000<\/td>\n<td><strong>533 250<\/strong><\/td>\n<td>37 485<\/td>\n<td>31 500<\/td>\n<\/tr>\n<tr>\n<td><strong>Uppsala<\/strong><\/td>\n<td>2\u00a0850 000<\/td>\n<td><strong>427 500<\/strong><\/td>\n<td>39 270<\/td>\n<td>33 285<\/td>\n<\/tr>\n<tr>\n<td><strong>Kristianstad<\/strong><\/td>\n<td>1\u00a0410 000<\/td>\n<td><strong>211 500<\/strong><\/td>\n<td><strong>34\u00a0650<\/strong><\/td>\n<td>29\u00a0505<\/td>\n<\/tr>\n<tr>\n<td><strong>Lund<\/strong><\/td>\n<td>3\u00a0165 000<\/td>\n<td><strong>474 750<\/strong><\/td>\n<td>41\u00a0790<\/td>\n<td>34 125<\/td>\n<\/tr>\n<tr>\n<td><strong>Link\u00f6ping<\/strong><\/td>\n<td>2\u00a0565 000<\/td>\n<td><strong>384 750<\/strong><\/td>\n<td>39 690<\/td>\n<td>32 130<\/td>\n<\/tr>\n<tr>\n<td><strong>J\u00f6nk\u00f6ping<\/strong><\/td>\n<td>2\u00a0452 500<\/td>\n<td><strong>367 800<\/strong><\/td>\n<td>37 275<\/td>\n<td>30 870<\/td>\n<\/tr>\n<tr>\n<td><strong>Halmstad<\/strong><\/td>\n<td>2\u00a0355 000<\/td>\n<td><strong>353 250<\/strong><\/td>\n<td>36 435<\/td>\n<td>30 450<\/td>\n<\/tr>\n<tr>\n<td><strong>V\u00e4xj\u00f6<\/strong><\/td>\n<td>2\u00a0032 500<\/td>\n<td><strong>304 875<\/strong><\/td>\n<td><strong>37 275<\/strong><\/td>\n<td>30\u00a0870<\/td>\n<\/tr>\n<tr>\n<td><strong>\u00d6rebro <\/strong><\/td>\n<td>2\u00a0070 000<\/td>\n<td><strong>310 500<\/strong><\/td>\n<td>36 435<\/td>\n<td>30\u00a0660<\/td>\n<\/tr>\n<tr>\n<td><strong>Haninge <\/strong><\/td>\n<td>2\u00a0670 000<\/td>\n<td><strong>400 500<\/strong><\/td>\n<td>36 645<\/td>\n<td>31 500<\/td>\n<\/tr>\n<tr>\n<td><strong>Malm\u00f6<\/strong><\/td>\n<td>2\u00a0557 500<\/td>\n<td><strong>383 625<\/strong><\/td>\n<td>30 555<\/td>\n<td>27 930<\/td>\n<\/tr>\n<tr>\n<td><strong>Ume\u00e5<\/strong><\/td>\n<td>2\u00a0490 000<\/td>\n<td><strong>373 500<\/strong><\/td>\n<td>38 325<\/td>\n<td>32 235<\/td>\n<\/tr>\n<tr>\n<td><strong>S\u00f6dert\u00e4lje<\/strong><\/td>\n<td>2\u00a0245 000<\/td>\n<td><strong>336 750<\/strong><\/td>\n<td>32 865<\/td>\n<td>27 720<\/td>\n<\/tr>\n<tr>\n<td><strong>Norrk\u00f6ping<\/strong><\/td>\n<td>2\u00a0040 000<\/td>\n<td><strong>306 000<\/strong><\/td>\n<td>35 700<\/td>\n<td>30 870<\/td>\n<\/tr>\n<tr>\n<td><strong>Helsingborg<\/strong><\/td>\n<td>2\u00a0227 500<\/td>\n<td><strong>334 125<\/strong><\/td>\n<td>36 225<\/td>\n<td>29 715<\/td>\n<\/tr>\n<tr>\n<td><strong>Eskilstuna<\/strong><\/td>\n<td>1\u00a0822 500<\/td>\n<td><strong>273 375<\/strong><\/td>\n<td>33 600<\/td>\n<td>28 875<\/td>\n<\/tr>\n<tr>\n<td><strong>V\u00e4ster\u00e5s<\/strong><\/td>\n<td>1\u00a0800 000<\/td>\n<td><strong>270 000<\/strong><\/td>\n<td><strong>37 800<\/strong><\/td>\n<td>31\u00a0290<\/td>\n<\/tr>\n<tr>\n<td><strong>Karlstad<\/strong><\/td>\n<td>1\u00a0905 000<\/td>\n<td><strong>285 750<\/strong><\/td>\n<td><strong>36 855<\/strong><\/td>\n<td>31 185<\/td>\n<\/tr>\n<tr>\n<td><strong>G\u00e4vle<\/strong><\/td>\n<td>1\u00a0042 000<\/td>\n<td><strong>156 300<\/strong><\/td>\n<td><strong>37 695<\/strong><\/td>\n<td>31 395<\/td>\n<\/tr>\n<tr>\n<td><strong>Bor\u00e5s<\/strong><\/td>\n<td>1\u00a0717 500<\/td>\n<td><strong>257 625<\/strong><\/td>\n<td><strong>36 225<\/strong><\/td>\n<td>30 135<\/td>\n<\/tr>\n<tr>\n<td><strong>Sundsvall<\/strong><\/td>\n<td>1\u00a0162 000<\/td>\n<td><strong>174 300<\/strong><\/td>\n<td><strong>38\u00a0220<\/strong><\/td>\n<td>31 500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<p>K\u00e4lla: Booli, SBAB, SCB<\/p>\n<p>L\u00e4s hela analysen <a href=\"https:\/\/via.tt.se\/pressmeddelande\/svart-fa-ihop-kalkylen-for-ny-bostad-efter-separation?publisherId=3236046&amp;releaseId=3315266\">h\u00e4r.<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>SBAB har kartlagt m\u00f6jligheten f\u00f6r kvinnor respektive m\u00e4n med tv\u00e5 minder\u00e5riga barn att efter en separation kunna k\u00f6pa varsin trea i Sveriges 25 st\u00f6rsta kommuner. R\u00e4knat p\u00e5 medianinkomst \u00e4r slutsatsen att kvinnan efter en separation inte f\u00e5r ihop kalkylen f\u00f6r en trea i n\u00e5gon av kommunerna. En man i samma situation f\u00e5r ihop kalkylen i 7 av 25 kommuner.<\/p>\n","protected":false},"author":2,"featured_media":61418,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10],"tags":[],"class_list":["post-61212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter","et-has-post-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/61212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/comments?post=61212"}],"version-history":[{"count":0,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/61212\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media\/61418"}],"wp:attachment":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media?parent=61212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/categories?post=61212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/tags?post=61212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}