{"id":64686,"date":"2022-12-15T15:52:59","date_gmt":"2022-12-15T14:52:59","guid":{"rendered":"https:\/\/vinklad.se\/?p=64686"},"modified":"2022-12-15T15:52:59","modified_gmt":"2022-12-15T14:52:59","slug":"inte-fel-vara-otrogen-i-vintermorkret","status":"publish","type":"post","link":"https:\/\/vinklad.se\/index.php\/2022\/12\/15\/inte-fel-vara-otrogen-i-vintermorkret\/","title":{"rendered":"Inte fel vara otrogen i vinterm\u00f6rkret &#8230;"},"content":{"rendered":"<p><strong>H\u00f6ga elkostnader, inflation,<\/strong> amorteringskrav. Men det finns i ett ljus i vinterm\u00f6rkret:\u00a0 Just ditt bol\u00e5n \u00e4r viktigt f\u00f6r bankerna. S\u00e5 viktigt att inte en enda bank h\u00f6jt bol\u00e5ner\u00e4ntan sedan Riksbanken h\u00f6jt styrr\u00e4ntan i november.<br \/>\n\u2013 Faktum \u00e4r att Handelsbanken till och med s\u00e4nkt r\u00e4ntan p\u00e5 l\u00e5n bundna i ett \u00e5r. Riksbanken h\u00f6jde styrr\u00e4ntan till 2,5 procent den 24 november.<br \/>\n\u2013 Kunderna har tidigare inte f\u00f6rst\u00e5tt att h\u00e4r finns pengar att tj\u00e4na. Men nu n\u00e4r bol\u00e5nen sticker i v\u00e4g och blir historiskt dyra s\u00e5 tvingas de att ta tag i det, s\u00e4ger finansanalytikerna <strong>Claes Hemberg<\/strong> till <a href=\"https:\/\/www.dn.se\/ekonomi\/bankerna-tvingas-slass-om-bolanekunderna\/\">Dagens Nyheter.\u00a0<\/a><\/p>\n<p><strong>Ekvationen \u00e4r enkel.<\/strong> M\u00e5nga bostadskunder ser sig om efter mer f\u00f6rdelaktiga l\u00e5n. Det leder till att konkurrensen mellan bankerna \u00f6kar.<br \/>\n\u2013 Det \u00e4r nog det bankerna f\u00f6rbereder sig f\u00f6r \u2013 att inte ligga allt f\u00f6r illa till n\u00e4r bol\u00e5nekunderna pl\u00f6tsligt b\u00f6rjar j\u00e4mf\u00f6ra, s\u00e4ger Hemberg.<\/p>\n<p><strong>Slutsats? Det \u00e4r<\/strong> inte fel att vara otrogen \u2013 n\u00e4r det g\u00e4ller banker. Har du sv\u00e5rt att orientera dig s\u00e5 vet du att vi h\u00e4r p\u00e5 byr\u00e5n finns f\u00f6r dig \u00e4ven i vinterm\u00f6rket.<\/p>\n<p>Vi \u00f6nskar dig en s\u00e5 trevlig jul som m\u00f6jligt!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>H\u00f6ga elkostnader, inflation, amorteringskrav. Men det finns i ett ljus i vinterm\u00f6rkret:\u00a0 Just ditt bol\u00e5n \u00e4r viktigt f\u00f6r bankerna. Faktum \u00e4r att Handelsbanken till och med s\u00e4nkt r\u00e4ntan p\u00e5 l\u00e5n bundna i ett \u00e5r.<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-64686","post","type-post","status-publish","format-standard","hentry","category-kronika","et-doesnt-have-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/64686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/comments?post=64686"}],"version-history":[{"count":0,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/64686\/revisions"}],"wp:attachment":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media?parent=64686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/categories?post=64686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/tags?post=64686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}