{"id":69213,"date":"2025-04-10T16:24:09","date_gmt":"2025-04-10T14:24:09","guid":{"rendered":"https:\/\/vinklad.se\/?p=69213"},"modified":"2025-04-10T16:24:09","modified_gmt":"2025-04-10T14:24:09","slug":"krav-fran-fi-slutmorkat-med-ranterabatten","status":"publish","type":"post","link":"https:\/\/vinklad.se\/index.php\/2025\/04\/10\/krav-fran-fi-slutmorkat-med-ranterabatten\/","title":{"rendered":"Krav fr\u00e5n FI: Slutm\u00f6rkat med r\u00e4nterabatten"},"content":{"rendered":"

De ekonomiska f\u00f6ruts\u00e4ttningarna f\u00f6r hush\u00e5llen f\u00f6rb\u00e4ttrades under 2024. S\u00e5 m\u00e5nga som 8 av 10 hush\u00e5ll valde r\u00f6rlig r\u00e4nta, vilket \u00e4r en h\u00f6gre andel \u00e4n tidigare \u00e5r. Men den ekonomiska utvecklingen \u00e4r os\u00e4ker. Hush\u00e5llen beh\u00f6ver ta h\u00f6jd f\u00f6r att klara fortsatt h\u00f6ga boende- och levnadsomkostnader. Det \u00e4r n\u00e5gra av slutsatserna i \u00e5rets bol\u00e5nerapport.
\n\u2013 Men nu vill Finansinspektionen att bankerna ska bli b\u00e4ttre p\u00e5 att informera bol\u00e5nekunder, i god tid, innan deras r\u00e4nterabatt l\u00f6per ut. Kravet ska b\u00f6rja g\u00e4lla fr\u00e5n 1 juli.<\/a><\/p>\n

N\u00e4r en r\u00e4nterabatt f\u00f6rsvinner, p\u00e5 ett r\u00f6rligt bol\u00e5n p\u00e5 tre miljoner, riskerar en passiv kund att f\u00e5 \u00f6ver 2000 kronor i h\u00f6gre r\u00e4ntekostnader per m\u00e5nad.<\/p>\n

\"\"<\/p>\n

Om bol\u00e5nerapporten: <\/strong>Bol\u00e5nerapporten \u00e4r en \u00e5rlig rapport<\/a> d\u00e4r FI analyserar utvecklingen p\u00e5 bol\u00e5nemarknaden med hj\u00e4lp av ett stickprov av l\u00e5ntagare som nyligen tagit ett bol\u00e5n. Stickprovet i \u00e5rets rapport omfattar alla nya bol\u00e5neavtal d\u00e4r bol\u00e5net betalades ut under perioderna 26 augusti\u20132 september 2024 och 23\u201330 september 2024.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Finansinspektionen vill att bankerna ska bli b\u00e4ttre p\u00e5 att informera bol\u00e5nekunder i god tid, innan v\u00e5ra r\u00e4nterabatt l\u00f6per ut. Kravet ska b\u00f6rja g\u00e4lla fr\u00e5n 1 juli.<\/p>\n","protected":false},"author":2,"featured_media":69356,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-69213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","et-has-post-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/69213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/comments?post=69213"}],"version-history":[{"count":0,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/69213\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media\/69356"}],"wp:attachment":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media?parent=69213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/categories?post=69213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/tags?post=69213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}