{"id":70430,"date":"2026-01-28T19:43:21","date_gmt":"2026-01-28T18:43:21","guid":{"rendered":"https:\/\/vinklad.se\/?p=70430"},"modified":"2026-01-28T19:43:21","modified_gmt":"2026-01-28T18:43:21","slug":"lista-har-far-du-lagsta-rantorna","status":"publish","type":"post","link":"https:\/\/vinklad.se\/index.php\/2026\/01\/28\/lista-har-far-du-lagsta-rantorna\/","title":{"rendered":"Lista: H\u00e4r f\u00e5r du l\u00e4gsta r\u00e4ntorna"},"content":{"rendered":"<p data-start=\"0\" data-end=\"303\">En genomg\u00e5ng av snittr\u00e4ntor fr\u00e5n j\u00e4mf\u00f6relsetj\u00e4nsten Zmarta\/uScore visar att bol\u00e5nekunder hos Danske Bank hade l\u00e4gst genomsnittlig r\u00e4nta under \u00e5ret, f\u00f6ljt av Landshypotek och Skandiabanken. I andra \u00e4nden hamnade Ikano, Nordea och ICA-banken med h\u00f6gst snittr\u00e4ntor.<\/p>\n<p data-start=\"305\" data-end=\"615\">\u2013 Gemensamt f\u00f6r de tre bankerna \u00e4r inte bara att de har erbjudit de mest f\u00f6rdelaktiga bol\u00e5ner\u00e4ntorna under \u00e5ret. Samtliga har ocks\u00e5 transparenta r\u00e4ntor som inte kr\u00e4ver n\u00e5gon f\u00f6rhandling, s\u00e4ger <strong>Charlie Tideman<\/strong>, hush\u00e5llsekonom p\u00e5 Zmarta\/uScore.<\/p>\n<p data-start=\"305\" data-end=\"615\">Zmarta\/uScore redovisar varje m\u00e5nad snittr\u00e4ntor f\u00f6r nya och omf\u00f6rhandlade bol\u00e5n. Under 2025 l\u00e5g Danske Bank l\u00e4gst under sex av \u00e5rets m\u00e5nader, medan Skandia gjorde det fyra g\u00e5nger och Landshypotek tv\u00e5 g\u00e5nger. Sett till hel\u00e5ret landade Danske Bank p\u00e5 2,81 procent, Landshypotek p\u00e5 2,83 och Skandiabanken p\u00e5 2,85.<\/p>\n<p data-start=\"617\" data-end=\"859\"><img decoding=\"async\" class=\"alignleft wp-image-70431\" src=\"https:\/\/vinklad.se\/wp-content\/uploads\/2026\/01\/Charlie-Tideman-Zmarta.jpg\" alt=\"\" width=\"545\" height=\"362\" srcset=\"https:\/\/vinklad.se\/wp-content\/uploads\/2026\/01\/Charlie-Tideman-Zmarta.jpg 1000w, https:\/\/vinklad.se\/wp-content\/uploads\/2026\/01\/Charlie-Tideman-Zmarta-300x200.jpg 300w, https:\/\/vinklad.se\/wp-content\/uploads\/2026\/01\/Charlie-Tideman-Zmarta-768x511.jpg 768w\" sizes=\"(max-width: 545px) 100vw, 545px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><\/h2>\n<p><em>\u2013 Gemensamt f\u00f6r de tre bankerna \u00e4r att de har transparenta r\u00e4ntor som inte kr\u00e4ver n\u00e5gon f\u00f6rhandling, s\u00e4ger <strong>Charlie Tideman<\/strong>, hush\u00e5llsekonom p\u00e5 Zmarta.<\/em><\/p>\n<h2><strong>Bankernas snittr\u00e4ntor 2025:<\/strong><\/h2>\n<table>\n<tbody>\n<tr>\n<td><strong>Banker<\/strong><\/td>\n<td><strong>Snitt 2025<\/strong><\/td>\n<td><strong>R\u00e4nteutgifter<br \/>\n(l\u00e5n 2Mkr)<\/strong><\/td>\n<td><strong>Skillnad<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Danske Bank<\/td>\n<td>2,81%<\/td>\n<td>56 200 kr<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>Landshypotek<\/td>\n<td>2,83%<\/td>\n<td>56 600 kr<\/td>\n<td>400kr<\/td>\n<\/tr>\n<tr>\n<td>Skandiabanken<\/td>\n<td>2,85%<\/td>\n<td>57 000 kr<\/td>\n<td>800kr<\/td>\n<\/tr>\n<tr>\n<td>SEB<\/td>\n<td>2,88%<\/td>\n<td>57 600 kr<\/td>\n<td>1 400 kr<\/td>\n<\/tr>\n<tr>\n<td>Stabelo<\/td>\n<td>2,91%<\/td>\n<td>58 200 kr<\/td>\n<td>2 000 kr<\/td>\n<\/tr>\n<tr>\n<td>Handelsbanken<\/td>\n<td>2,93%<\/td>\n<td>58 600 kr<\/td>\n<td>2 400 kr<\/td>\n<\/tr>\n<tr>\n<td>L\u00e4nsf\u00f6rs\u00e4kringar bank<\/td>\n<td>2,93%<\/td>\n<td>58 600 kr<\/td>\n<td>2 400 kr<\/td>\n<\/tr>\n<tr>\n<td>SBAB<\/td>\n<td>2,95%<\/td>\n<td>59 000 kr<\/td>\n<td>2 800 kr<\/td>\n<\/tr>\n<tr>\n<td>Swedbank<\/td>\n<td>2,95%<\/td>\n<td>59 000 kr<\/td>\n<td>2 800 kr<\/td>\n<\/tr>\n<tr>\n<td>Hypoteket<\/td>\n<td>2,97%<\/td>\n<td>59 400 kr<\/td>\n<td>3 200 kr<\/td>\n<\/tr>\n<tr>\n<td>ICA-Banken<\/td>\n<td>2,97%<\/td>\n<td>59 400 kr<\/td>\n<td>3 200 kr<\/td>\n<\/tr>\n<tr>\n<td>Nordea<\/td>\n<td>2,97%<\/td>\n<td>59 400 kr<\/td>\n<td>3 200 kr<\/td>\n<\/tr>\n<tr>\n<td>Ikano Bank<\/td>\n<td>3,04%<\/td>\n<td>60 800 kr<\/td>\n<td>4 600 kr<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Danske Bank hade l\u00e4gst genomsnittlig r\u00e4nta under \u00e5ret, f\u00f6ljt av Landshypotek och Skandiabanken. I andra \u00e4nden hamnade Ikano, Nordea och ICA-banken med h\u00f6gst snittr\u00e4ntor.<\/p>\n","protected":false},"author":2,"featured_media":70455,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[5],"tags":[5185],"class_list":["post-70430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-boranta","et-has-post-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/comments?post=70430"}],"version-history":[{"count":0,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70430\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media\/70455"}],"wp:attachment":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media?parent=70430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/categories?post=70430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/tags?post=70430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}