{"id":70613,"date":"2026-03-26T11:28:20","date_gmt":"2026-03-26T10:28:20","guid":{"rendered":"https:\/\/vinklad.se\/?p=70613"},"modified":"2026-03-26T11:32:10","modified_gmt":"2026-03-26T10:32:10","slug":"sa-mycket-kostar-banken-dig","status":"publish","type":"post","link":"https:\/\/vinklad.se\/index.php\/2026\/03\/26\/sa-mycket-kostar-banken-dig\/","title":{"rendered":"S\u00e5 mycket kostar banken dig varje m\u00e5nad"},"content":{"rendered":"<p>Avgifterna i vardagsbanken kan skilja flera hundralappar om \u00e5ret mellan olika akt\u00f6rer. I en ny j\u00e4mf\u00f6relse fr\u00e5n <a href=\"https:\/\/www.zmarta.se\/\">Zmarta<\/a> landar \u00e5rskostnaden f\u00f6r en typkund p\u00e5 mellan 405 och 883 kronor, beroende p\u00e5 bank och prismodell.<br \/>\nI j\u00e4mf\u00f6relsen ing\u00e5r grundl\u00e4ggande tj\u00e4nster som kort, konto och internetbank, men ocks\u00e5 uttag och kortbetalningar under en semestervecka utomlands.<\/p>\n<p>H\u00f6gst \u00e5rskostnad i genomg\u00e5ngen har Danske Bank med 883 kronor f\u00f6r en digital kund, medan Skandiabanken ligger l\u00e4gst p\u00e5 405 kronor. Handelsbanken hamnar p\u00e5 465 kronor, Nordea p\u00e5 695 och b\u00e5de SEB och Swedbank p\u00e5 765 kronor.<br \/>\nSkillnaderna blir \u00e4nnu st\u00f6rre f\u00f6r den som inte anv\u00e4nder digitala tj\u00e4nster. F\u00f6r kunder som betalar r\u00e4kningar via brevgiro blir kostnaden enligt Zmartas j\u00e4mf\u00f6relse omkring 300 kronor h\u00f6gre per \u00e5r, och i flera fall mer \u00e4n s\u00e5.<\/p>\n<p>Det intressanta h\u00e4r \u00e4r inte bara vilken bank som \u00e4r billigast, utan att vardagstj\u00e4nster som m\u00e5nga tar f\u00f6r givna faktiskt kostar mer \u00e4n m\u00e5nga tror. N\u00e4r r\u00e4ntor granskas i detalj hamnar avgifterna ofta i skymundan, trots att de i m\u00e5nga fall \u00e4r enklare att j\u00e4mf\u00f6ra och p\u00e5verka.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Att vara bankkund kan kosta mellan 405 och 883 kronor om \u00e5ret beroende p\u00e5 bank. En ny j\u00e4mf\u00f6relse fr\u00e5n Zmarta visar att skillnaderna i vardagsavgifter \u00e4r st\u00f6rre \u00e4n m\u00e5nga tror.<\/p>\n","protected":false},"author":2,"featured_media":67186,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10],"tags":[],"class_list":["post-70613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter","et-has-post-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/comments?post=70613"}],"version-history":[{"count":0,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70613\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media\/67186"}],"wp:attachment":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media?parent=70613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/categories?post=70613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/tags?post=70613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}