{"id":70923,"date":"2026-05-21T17:36:07","date_gmt":"2026-05-21T15:36:07","guid":{"rendered":"https:\/\/vinklad.se\/?p=70923"},"modified":"2026-05-21T17:36:07","modified_gmt":"2026-05-21T15:36:07","slug":"225000-forlorar-miljarder-sa-undviker-du-fallan","status":"publish","type":"post","link":"https:\/\/vinklad.se\/index.php\/2026\/05\/21\/225000-forlorar-miljarder-sa-undviker-du-fallan\/","title":{"rendered":"225000 f\u00f6rlorar miljarder  \u2013 s\u00e5 undviker du f\u00e4llan"},"content":{"rendered":"<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">I Sverige f\u00e5r du dra av 30 procent p\u00e5 r\u00e4nteutgifter upp till 100 000 kronor per \u00e5r. Men drygt 225 000 svenskar hade under 2025 s\u00e5 stora r\u00e4nteutgifter att de slog i taket f\u00f6r fullt r\u00e4nteavdrag. Det inneb\u00e4r att de gick miste om \u00f6ver 1,6 miljarder kronor i skattel\u00e4ttnader, visar en ny analys fr\u00e5n <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/www.mynewsdesk.com\/se\/zmarta\/pressreleases\/saa-maanga-slaar-i-raentetaket-gaar-miste-om-miljarder-3446928\">Zmarta\/uScore<\/a>.<br \/>\nR\u00e4nteavdraget inneb\u00e4r ocks\u00e5 en betydande utgift f\u00f6r staten. Bara f\u00f6r den h\u00e4r gruppen med Sveriges st\u00f6rsta r\u00e4nteutgifter, kostar avdraget staten n\u00e4rmare 10,6 miljarder kronor i \u00e5r.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Av de 225 000 som slog i taket var m\u00e4nnen klart \u00f6verrepresenterade. Deras r\u00e4nteutgifter var dessutom n\u00e4stan dubbelt s\u00e5 h\u00f6ga som kvinnornas, drygt 26 miljarder j\u00e4mf\u00f6rt med 14,5 miljarder kronor.<br \/>\n\u2013 Statistiken ger en hint om f\u00f6rdelningen av reala tillg\u00e5ngar mellan m\u00e4n och kvinnor. Men det visar \u00e4ven att m\u00e5nga betalar on\u00f6digt h\u00f6ga r\u00e4ntekostnader. H\u00e4r finns mycket att vinna p\u00e5 att f\u00f6rdela l\u00e5nen j\u00e4mnt mellan sig och att j\u00e4mf\u00f6ra och f\u00f6rhandla ner r\u00e4ntorna, s\u00e4ger <strong>Ola S\u00f6derlind<\/strong>, hush\u00e5llsekonom p\u00e5 Zmarta\/uScore.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Tv\u00e5 saker g\u00f6r st\u00f6rst skillnad:<\/strong> F\u00f6rdela bol\u00e5net mellan dig och din partner s\u00e5 att ingen ensam g\u00e5r \u00f6ver 100 000-kronorsgr\u00e4nsen, och f\u00f6rhandla eller byt bank f\u00f6r att pressa ner r\u00e4ntan. Det kostar ingenting att j\u00e4mf\u00f6ra men det kan spara dig tusenlappar om \u00e5ret.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>225 000 svenskar betalade s\u00e5 mycket r\u00e4nta f\u00f6rra \u00e5ret att de slog i taket f\u00f6r r\u00e4nteavdraget och gick miste om 1,6 miljarder i skattel\u00e4ttnader. S\u00e5 h\u00e4r undviker du samma misstag.<\/p>\n","protected":false},"author":2,"featured_media":70925,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10],"tags":[],"class_list":["post-70923","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter","et-has-post-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/comments?post=70923"}],"version-history":[{"count":6,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70923\/revisions"}],"predecessor-version":[{"id":71000,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/posts\/70923\/revisions\/71000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media\/70925"}],"wp:attachment":[{"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/media?parent=70923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/categories?post=70923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinklad.se\/index.php\/wp-json\/wp\/v2\/tags?post=70923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}